Built on Real Experience, Not Theory

lyszaxlplo started in 2019 when a group of financial professionals realized most contingency planning advice missed the practical side. We'd seen too many businesses and individuals caught off-guard by unexpected expenses.

So we built something different. Our approach combines actual financial data analysis with straightforward education that people can use immediately.

Financial planning workspace with documents and digital tools
Budget analysis and contingency planning session
Financial review meeting discussing budget strategies
Collaborative financial planning workshop
Our Foundation

Why We Focus on Contingency Planning

Back in 2018, three of our founding team members worked at a mid-sized consultancy that collapsed when a major client delayed payment by six months. The business had no buffer. People lost jobs, projects died halfway through, and it was messy.

That experience stuck with us. We'd all studied finance formally, but watching that situation unfold showed us the gap between textbook budgeting and real-world resilience.

Most financial advice focuses on growth. And sure, that's important. But we became convinced that teaching people how to build proper contingency plans was more valuable than chasing another percentage point of return.

Since 2019, we've worked with over 340 individuals and 87 small businesses across Victoria and New South Wales. Our education programs run twice yearly, with the next intake scheduled for September 2025. We keep groups small because this stuff requires actual conversation, not just lectures.

How We Actually Work

Our method developed through trial and error. These three principles guide everything we teach.

1

Start With Real Numbers

We don't use hypothetical examples. Every case study in our programs comes from actual businesses or individuals who've given us permission to share their data. You'll see real bank statements, genuine expense patterns, and honest outcomes.

2

Plan for Boring Emergencies

Most contingency planning obsesses over dramatic scenarios. We focus on the mundane stuff that actually derails budgets: equipment breaking down, clients paying late, unexpected tax bills, or needing to replace a vehicle.

3

Build Systems That Adapt

Static budgets fail because life changes constantly. We teach frameworks that adjust as your circumstances shift. The goal isn't perfection but having a reliable process you can return to whenever things get uncertain.

Who Runs This Operation

lyszaxlplo operates as a small team. We deliberately stayed small because scaling up would mean less direct involvement in education delivery. Our director oversees curriculum development and works directly with program participants.

Jasper Threlkeld, Director of Financial Education at lyszaxlplo

Jasper Threlkeld

Director of Financial Education

Jasper spent twelve years doing corporate finance before switching to education in 2019. He has a background in risk analysis and spent too many years watching businesses make preventable mistakes with their cash flow.

He designed lyszaxlplo's curriculum based on patterns he noticed during hundreds of financial reviews. His teaching style is direct and focuses on practical application rather than theory. Outside work, he volunteers with a local business mentorship program in Bendigo.

Interested in Our Approach?

Our next education program begins in September 2025. If you're looking to build better financial contingency systems, we'd be happy to discuss whether our curriculum fits your needs.

Get in Touch